When did I ever have time to work?

When did I ever have time to work?

By Terry Olexyn, Founder and President of Peak Retirement Solutions Ltd. and speaker at EVOLVE 2025

My wife and I have been retired for just over two years, and I can honestly say that life feels busier than ever.

Many retirees joke, “I’m so busy, I don’t know where I found time to work.” It’s a common sentiment, but I often wonder: “Is that really a good thing?” It all depends on what you’re busy doing.

Are you filling your days with experiences that bring joy and fulfillment? Or are you simply moving from one obligation to the next, scrolling aimlessly online, and packing your schedule until you’re exhausted?


The wake-up call

When I retired, I promised myself I would slow down. I spent decades living in a whirlwind of meetings, deadlines, and commitments, and I knew I didn’t want that to define my next chapter.

I still remember waking up on my 60th birthday with a jolt of realization: “How did I get here so quickly?” I didn’t want to wake up on my 80th birthday with that same feeling. I wanted the next phase of life to be intentional—where I was present, fully engaged, and truly living in the moment.

But old habits die hard. Even in retirement, I often find myself overcommitted and overscheduled. Free time on the calendar somehow invites more obligations. Before I know it, the week is packed, and by Friday, I’m drained. Somewhere deep inside, I still feel that constant pull to be “productive.”

And here’s the truth I’ve come to accept: Peace and quiet can be productive too.

Relearning how to use time wisely

I recently wrote an article on the scarcity of time, and retirement has reinforced the importance of managing this precious commodity carefully. Time, once spent, can never be reclaimed. That thought alone changes how I choose to live my days.

Here are some lessons I’ve learned to make retirement more fulfilling and intentional:

  • Be selective with your time and relationships – Spend it with people who lift you up and bring positive energy
  • Choose joy and fulfillment – Prioritize hobbies, adventures, and experiences that truly make you happy
  • Avoid overcommitting – Leave open space on your calendar; not every hour needs to be “booked”
  • Schedule quiet time – Stillness is where reflection, creativity, and peace live
  • Prioritize physical activity – Movement fuels both your body and your mind
  • Find joy in the simple things – A walk in nature or coffee with a friend often beats a lavish trip
  • Stay mentally sharp – Use online learning to keep growing without always needing to travel
  • Appreciate your backyard – Adventure doesn’t always require a plane ticket; often, it’s right outside your door
  • Create a home you love – When your home is a sanctuary, you feel less need to escape it
  • Practice mindfulness or meditation – A few quiet moments can reset your whole day

The gift of retirement

Retirement offers the rare gift of time—and the freedom to finally shape the life and legacy you want to leave. But that freedom can also feel overwhelming if we let old habits of busyness take over.

The most valuable lesson I’ve learned so far is this: You don’t have to fill every minute to make life meaningful. Often, the most productive, restorative, and joyful moments come in the quiet spaces—watching a sunset, walking a forest trail, sharing a laugh with family, or simply sitting with your own thoughts.

So, if you are in or nearing retirement, protect your time and give yourself permission to enjoy the stillness, because that’s often where the best part of life happens.


And if you’re ready to take that next step, join Terry Olexyn at EVOLVE 2025 for Retirement Readiness: Beyond the Dollars and Cents. Or, dive deeper in his post-conference workshop From Reflection to Action: Building Your Personalized Non-Financial Retirement Roadmap, on December 4.

Early access pricing is available until October 3. Don’t miss the chance to earn CPD hours and prepare for a retirement that’s not just financially secure but deeply fulfilling.

Source: (15) When Did I Ever Have Time to Work | LinkedIn


Terry knows retirement isn’t an ending—it’s a beginning. A retired finance executive turned Certified Professional Retirement Coach, he helps others reimagine life after work with purpose, connection, and clarity. See Terry’s full bio.



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